​Marine & Boat Property Claims

​

Specialized Representation for Florida’s Boating Community​

Whether you are a private boat owner in the Florida Keys or a commercial marina operator in Fort Lauderdale, a marine loss is uniquely complex. Unlike a standard home, boats and marine structures are subject to constant environmental stress, and the insurance policies governing them have specific exclusions and salvage requirements.

​

At Azeem & Associates, we provide expert public adjusting services for marine-related property damage. We understand the "language of the sea" and the technical details required to prove a marine loss to your carrier.

Marine Damage We Handle

• Hurricane & Storm Damage: Claims for vessels that have been submerged, grounded, or tossed against docks during major tropical events.

• Dock & Seawall Damage: Representing homeowners and marinas in claims for structural failure of docks, boat lifts, and seawalls.

• Hull & Structural Breeches: Identifying hidden stress cracks or delamination caused by impacts or heavy weather.

• Salvage & Recovery Costs: Ensuring your settlement covers the high cost of professional vessel recovery and environmental protection.

• On-Board Electronics & Personal Property: Documenting damage to expensive navigation systems, fishing gear, and interior furnishings.

• ​

The Challenges of Marine Claims

​

Insurance companies often try to deny marine claims by citing "wear and tear," "corrosion," or "lack of maintenance." Because these vessels are in saltwater environments, the line between a sudden loss and gradual deterioration can be thin.

Azeem & Associates protects you by:

• Proving Causation: We use expert documentation to prove that the damage was the result of a covered peril (like a storm) rather than aging.

• Valuing Specialized Parts: We understand that "marine-grade" materials and specialized labor carry a premium price, and we fight for settlements that reflect these costs.

• Navigating Salvage Rights: We help you understand your obligations under the "Sue and Labor" clause of your marine policy to prevent claim denial.

​

​

​

​

​

​

​

• Office: 49 N. Federal Hwy, Suite 153, Pompano Beach, FL 33062

• Phone: 954-880-0355 | 305-949-6014

• Email: Azeemandassociates@Gmail.com

• Credentials: Licensed Public Adjuster #W461972 | Anthony Azeem #A305728